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Zero has enabled many villages and rural areas overcome the menace of poverty and inequality.
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Anurag Gupta (Founder and Director) anurag@alittleworld.com

Anurag Gupta, 46, has been instrumental in the conceptualization of the ZERO platform for branchless banking, and in bringing key banks such as SBI and industry majors such as Nokia and NXP to support the implementation Financial Inclusion in villages. An architect by education, Anurag is the founder of A Little World and Zero Microfinance and Savings Support Foundation – a not-for-profit Section 25 Company which today acts as a Business Correspondent to 14 banks in 17 States across India. He is also a part of several initiatives with banks, regulators, universities, standards bodies, government and industry to support standardization and enhanced security for mass deployment in the Indian environment.



Lokanath Panda (Head- Product Strategy, Director) lokanath@alittleworld.com

Lokanath started his career with software development in wireless telecom systems. He got involved with the entrepreneurial activities at A.Little.World in 2003. He co-founded mChek Inc., a mobile-to-mobile payment system. He later joined the financial inclusion initiative for implementation of an innovative mobile and biometric based payment system. Lokanath has a degree in Electrical Engineering from Sambalpur University.



Shashank Chowdhury (VP and Head- Banking Products) shashank@alittleworld.com

Head of Banking Products at A Little World, Shashank has worked with PNB, BoB and Axis Bank. With experience in Rural Banking, Retail, Credit Management, International Trade and Forex before moving to Technology, he worked for Tata Consultancy Services as a domain expert and Group Leader for Banking. From 2005 he was Vice President in Polaris Software Labs Limited at Mumbai, as Product Manager for Infrastructure Products contributing as Solution Architect for the top International banks.



Sarika Bondre (Head - Operations and Systems, Director) sarika@alittleworld.com

Sarika is an Electronics and Communications Engineer with 10 years of experience in Process management, operations management and project management. She was part of the SMARS (Smart Rupee System) project team at IIT-Bombay. At ALW, she has been the key resource for the implementation of the Financial Inclusion in villages. She manages operations for GO-Mumbai, the smartcard based mass transit project; mChek, the mobile to mobile payment system and the SBI-Tiny financial inclusion pilot. She heads the responsibilities of Key Account Management (SBI), Program Implementation (ZERO Mass Foundation), and Backend Operations. Defining and managing processes is her core skill.



Anil Kumar Tunk (Country Head- Field Operations) anilt@alittleworld.com

Anil has proven leadership and senior-level experience in all facets of Sales & Marketing, Operations, Profit-Centre Management, Business Revival, Start-up Operations and Strategic Business Planning. He worked for MNCs operating in highly competitive industries like FMCG and Pharmaceuticals in India and other Markets. Anil also established India Operations of an FMCG Company from recruitments, establishment to business operations as part of the India Business Strategy Team and the Marketing Team.