India's first domestic payment solution

ZERO, India’s first domestic simplified payment solution which focuses on reaching out to masses with lowest available communication infrastructure.
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Experience Banking Convenience

ZERO is bringing about real difference in the lives of the underserved population in India by providing access to banking and financial services at their doorstep.
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Single platform. Multiple Solutions

ZERO platform is used in various applications, such as biometric identity, cash deposits, recurring deposits, cash withdrawals, money transfers and many other applications.
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Secured Platform
Trusted | Certified | Confidential
Simplified Process
Fast | Effortless | Efficient
Technology Driven Platform
Automated Process | RFID Smart Cards | Biometric Authentication

PLATFORMS

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ZERO

ZERO is based on new generation Near Field Communications (NFC) mobile phones; contact-less RFID smart cards; integrated biometrics authentication system and a transaction server to enable cost effective and convenient mobile transaction solutions for Customer Service Points (CSPs) and merchants to carry out banking & financial transactions.

SmartChange

SmartChange is an NFC based instant cashless payment platform

Features

  • Cashless Payments
    Experience a secured way of banking through online/ digital payment
  • NRega / Pensions
    Guarantee & secure the livelihood of the rural workers
  • Money Transfers
    Secured & automated payment process that enables quick money transfers
  • Cash Withdrawals
    Withdraw cash at your convenience
  • Recurring Deposits
    Hassle free banking experience with scheduled recurring deposits (RD) standing instructions
  • Cash Deposits
    Convenient cash deposits through authorised banking partner
  • Biometric Identity
    Secured identity verification through biological traits

New Age Banking Experience : Valued Service | Technology Driven | Satisfied Customers

01.
Society Focus
The ZERO platform enables timely disbursements of cash benefits to the underprivileged under various government schemes.
02.
Zero Impact
ZERO is a popular end-to-end technology driven platform for branchless banking
03.
Technology
Plug and play access for banks to rollout their services and, hence increase their outreach.
04.
Maximum reach
The benefits of this banking & insurance services has reached to the un-banked population
  • Amul
  • Mother Dairy